Frequently Asked Questions
Help! Iím really short of money. What can I do?
You may be eligible to apply to the Access to Learning Fund or one of the other funding and
bursary schemes for financial support. You must be a Ďhomeí student to
apply to the Fund. If eligible the Access to Learning Fund may be able to help
you with living and study-related costs, childcare, rent and travel.
You cannot apply for help with your tuition fees or debt repayments.
We will compare your income against your expenditure and consider your
personal circumstances before making an award. You may only apply to
the fund once per academic year, unless you can prove that your
circumstances have changed. Payments are usually made by cheque.
Occasionally large awards may be paid in instalments.
in Student Support for further information and an application pack.
I cannot register as I am in debt. What
should I do?
You should obtain some proof of when/how the debt will
be paid, for example if you are waiting for monies from a sponsor you
should obtain a written document from them such as a bank transfer.
Take this to
Income in the Finance
Section, if you are still unable to register
then you should come to
Student Support for further advice.
Am I entitled to any benefits?
For information, see
Iím an international student. Can I apply to the
Access to Learning Fund?
No. Unfortunately international students are not
eligible to apply to the Access to Learning Fund. However, depending on your
individual circumstances you may be eligible for a small award from
one of the other bursary schemes run by the University if you can
prove that you have severe, unforeseen and exceptional financial
difficulties. Contact Student
Support for further
Iíve been awarded some money from the Access to Learning Fund. Will I have to pay it back?
No. Awards from the Access to Learning Fund and other funding
and bursary schemes are grants. They do not have to be paid back in
Can I apply for help from the Access to Learning Fund outside
There is a limited amount of money available to
students who are unable to work over the summer
vacation due to an illness or disability and those who have dependant
children/adults. This fund is not available to postgraduates or students who have
just completed their final year of study.
Team in Student Support
for more details and an application form.
Iíve already applied to the Access to Learning Fund but my
financial situation has since got much worse. What
can I do?
You could make a Change in Circumstance application to
the Access to Learning Fund if you can prove that your personal situation has
changed and/or your finances have significantly deteriorated since
your original application. We may be able to make you an (additional)
award depending on your circumstances.
in Student Support for more details and an application form.
My application to the Access to Learning Fund has been
rejected. Iím not happy with this decision. What can I do?
If you are not happy with the outcome of your
application to the Access to Learning Fund you have the right to request a
review of your application within four weeks of the original
application. Following review, if you are still not satisfied with the
outcome and feel that there may have been procedural irregularities in
the processing of your application, you may submit an appeal.
Support for more details.
Iíve already applied for my student loan, but for another University, what should I do?
As soon as you have confirmation of a place at another institution
you should inform Student Finance England/Wales, NI or SAAS in writing that you will no
longer be going to your original choice of University. You should
provide them with details of the new University, i.e. name, course,
start date and duration of study.
I havenít applied for my student loan yet. What should I do?
You can apply for your loan up until 9 months after the 1st
September in the year that you started your course. If you want
to apply - you should do so as soon as possible as it can take several
weeks to process. For more details on how to apply - see our
Don't forget - you need to reapply for every year of study.
Iím starting a course at University soon. How will
it affect my benefits?
Student entitlement to welfare benefits is an extremely complex
subject and it is difficult to give a definitive answer without
knowing an individualís personal and financial situation. Most
full-time students are not eligible for any means tested benefits
(although, in most circumstances you will be exempt from paying
Council Tax for the duration of your course). This includes Income
Support, Housing Benefit and JSA. However, if you are a part-time
student, a lone parent, have a disability or live with a partner who
is also a full-time student and responsible for dependant children,
you may be eligible for certain payments. More
information on benefits.
Iím a postgraduate student. What financial help can
Unfortunately, there are few funding options available
to postgraduate students and no government-administered help with tuition
fees or living costs. Most postgraduate students fund their studies
through a combination of loans, parental
contributions, savings and part-time work. You may be fortunate enough
to secure funding from one of the Research Councils, a charitable
trust or sponsorship, but competition is fierce.
Is there any extra help for student parents?
Here is our
page with information for students with children. Depending on their circumstances, most UK
undergraduate students with families can access help with the cost of
childcare and study, through the Childcare Grant and Parentís Learning
Allowance. You can apply for these at the same time as your Student
Student parents are also eligible to apply for Child Tax Credits.
In some circumstances, student parents may also be eligible for
some welfare benefits. Follow the link above or
contact Student Support for advice.
Iím a part-time undergraduate student Ė what help
is available to me?
Information for part-time undergraduate students.
If I withdraw from my course how will it affect my
funding for the future?
If you intend to withdraw permanently from your course you should inform
your funding body immediately. If you are in receipt of grants, such as the Maintenance Grant, Childcare
Grant or Parentís Learning Allowance you will have to repay the
balance of these from the point at which you withdraw.
If you are planning to temporarily withdraw, or intermit, your
award can be suspended for up to one year and reinstated upon your return. If you have to repeat all or part of a year on your
return, you will normally be entitled to continued funding, providing
you are repeating for the first time.
While you are intermitting, you will not receive a
Student Loan, but you will not be expected to make any repayments on
the loan amount you already owe, but may be asked to repay any grant
If I transfer to another course at the University,
or another institution, how will this affect my funding?
If you transfer to a new University you should inform your funding
soon as possible. Funding will be dependant on the amount of
years of previous study you have.
I'm planning on working abroad after I
finish my studies. What will happen to my Student Loan
Contrary to popular belief, working overseas will not exempt you
from making Student Loan repayments! Although the Inland Revenue
will not be able to take repayments directly from your wages, you will
have to arrange to make payments direct to the Student Loan Company
(providing your income exceeds the repayment threshold).
Otherwise, they could take legal action against you. For more
info see the Student Loan Company website.